Ogunjobi
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Hybrid Finance (HyFi): Bridging CeFi and DeFi for Businesses
According to a report, 42% of enterprises have shifted towards hybrid financial models to increase transparency and reduce costs. Nonetheless, traditional finance (CeFi) is burdened with exorbitant fees: the global cost of remittances sits at 6.24% on average and cross-border settlements are slow (1-5 days via SWIFT) and shrouded in opaque processes. On the contrary,…
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CeFi Vs. DeFi: Are Centralized Platforms Adopting Decentralization to Stay Relevant?
DeFi lending has seen massive growth as borrowing rose by 959% since 2022, hitting $19.1 billion by 2024. But even with that growth, centralized finance (CeFi) is still in charge, handling nearly 89% of crypto lending through big players like Tether and Galaxy 211. At the same time, the trading activity within the sector relies…
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Play-to-earn Vs. Play-and-earn: What’s the future of Blockchain Gaming?
Gaming goes beyond having fun in today’s day and age, it’s also a way to earn real money. Players now trade in-game items like stocks, earn income, and even vote on updates. Since 2023, blockchain games have seen incredible growth. The sector alone was valued at US$14.4 billion as of 2024 and is expected to…
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Beyond Ethereum: Which blockchain are building the Next Big Layer 3 Solutions?
As Ethereum copes with scalability issues, a new batch of Layer 3 protocols seems to be solving blockchain’s “final frontier” of effortless, application-focused innovation. Like all Layer 3 solutions (which include Arbitrum and Optimism) built on top of foundational Layer 1 blockchains (Bitcoin and Ethereum), these are transforming what blockchain can achieve. These protocols relieve…
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Business Case for DePin: Why Companies Are Investing in Decentralized Infrastructure
DePin steps in as the answer to the pain points caused by traditional infrastructure annihilating alternatives: the high costs, replicas of Daedalus’s labyrinth that have extreme difficulty scaling, and gaping core vulnerabilities. The need for decentralized alternatives that are cheaper, more beneficial, and far more resilient to failure systems has caused an interest boom for…
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Why Traditional banks are Watching Web3 Payments and Stablecoins
The financial sector is at a crossroads. Traditional banks, which have been symbols of global commerce for years, are repeatedly facing changes in payment systems caused by Web3. These banks are watching the Web3 payment system and its technology with curiosity and concern. Why? Web3 payment solutions, unlike traditional ledger structures, use a blockchain-powered technology,…
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U.S. Senate Investigates Meta Over Past Plans to Enter China
Key Takeaways: A U.S. Senate investigative subcommittee has launched a probe into Meta Platforms, the parent company of Facebook, over its historical attempts to expand into China. Senators leading the inquiry have asked for company documents to find out if Meta made decisions that could have hurt users’ rights just to get into the Chinese…
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Grayscale Plans to Turn Its Crypto Fund Into an ETF
Key Takeaways: Grayscale Investments, one of the biggest names in cryptocurrency asset management, is making a bold move to expand access to digital assets. The firm has filed paperwork with the U.S. Securities and Exchange Commission (SEC) to convert Digital Large Cap Fund into an exchange-traded fund (ETF) that would become broadly available to public…
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RWA tokenization trend and outlook 2025 Explained
The global financial landscape is experiencing a necessary shift through the introduction of Real World Asset (RWA)Tokenization. This shift brought in a new solution where physical assets or belongings can now be converted or pegged to digital assets without losing their value while ensuring real ownership of assets. By 2025, this blockchain-powered solution is predicted…
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CoreWeave Stock Jumps 18% After Bumpy Start on Public Market
Key Takeaways Coreweave saw its stock jump 25% on Tuesday, which is a big change from its second trading day when the stock had dropped more than 10%, falling below its starting price of $40. The company went public on Friday, meaning public investors could start buying and selling its shares. But even though investors…